7 Types of Home Owner’s Insurance You Need to Know About

Home Insurance
Home insurance can save your investment one day

If you own a home or are thinking of buying one, home owner’s insurance is a necessary evil and can even save your investment one day. But there are many different types of policies out there that can be confusing to the average home owner.

Below, we have gathered seven different kinds of home owner’s insurance to help you make sense of it all.

1. Basic
The liability coverage of the home owning insurance world is the basic. This type of policy covers only the basics but includes items such as fire, wind-storms, theft, and even volcanic eruption.
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7 Reasons Why Buying Is Better Than Renting A Home In This Market

Buying or Renting? Which is better
Buying or renting? Which is better in this market?

The question on every potential purchasers lips when considering a real estate investment is how best to time the market. Values are still declining in a down market, and the question is — how low can they go and how long should one wait?

Interest rates are bottoming out. In fact they are near an all-time low. They are unlikely to drop any further and if you wait too long you may not be able to afford to buy a home at any price.

At the other end of the scale the rental market is characterised by steadily rising rentals, driven by rising demand.

This guide is for anyone who might be considering taking the plunge into the housing market. You may be a home-owner who needs to sell first before you can buy. Or you might be renting and looking to be a first time home buyer. Whatever the case may be, here are seven reasons why buying your home now may be better than renting:
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